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Rules and Regulations

Rules and Regulations for Chapter 375-8-1

375-8-1-.04 Insurance Status Indicators

(1)  A “Valid Insurance Coverage” status will be displayed on the GEICS when a new business record is successfully processed by the GEICS. A new business record is transmitted by the insurer upon initial issuance of coverage to an insured or upon the first renewal of an existing policy after November 1, 2002. A separate new business record must be transmitted for each vehicle, regardless of the number of vehicles covered on a single policy. This status will be displayed with respect to the vehicle which is the subject of this record until such time as the GEICS receives a termination record from the insurer.

(2)  The Department will maintain the “Valid Insurance Coverage” status indicator for thirty (30) days following receipt of a termination record to allow for transmission of a new business record from an insurer replacing the terminated coverage. After thirty (30) days, the status indicator will be changed to “No Valid Insurance Coverage.”

(3)  Any vehicle registered in the State of Georgia for which the Department has received no information regarding insurance coverage on or after November 1, 2002, or vehicles which are not subject to the GEICS reporting requirements, will be given a status indicator of “Unknown.” The owner or operator of a vehicle with a status indicator of “Unknown” must comply with the alternative methods of proof of minimum mandatory liability insurance coverage specified in O.C.G.A. § 40-6-10 in order to lawfully operate the vehicle and must comply with the alternative methods of proof of minimum mandatory liability insurance coverage authorized in O.C.G.A. § 40-2-26 in order to register the vehicle, or renew the registration of the vehicle.


Authority: O.C.G.A. §§ 40-2-26; 40-2-137, 40-5-71(c); 40-6-10.
Filed Date: 9/18/2003
Effective Date: 10/8/2003